El Paso County, Colorado

new -> Prevent ID Theft After Death 8x10 May 2008

new -> Prevent ID Theft After Death 11x17

WHAT IS CONSUMER FRAUD?

• Transactions involving fraud and deceit.
• Knowingly passing off goods or services as those of another.
• Knowingly making false representations as to the source, sponsorship, approval, connection of a person, or other false certifications as the goods or services.
• Representing goods as original or new when in fact they are "second hand".
• Misrepresentation as to the particular standard, quality, or grade of goods.
• False advertising: making a false or misleading statement about goods or services in any advertisement addressed to the public.
• Bait and switch advertising: advertising an insincere offer to sell a product or service, not intending or desiring to sell that particular product or service, accompanied by disparaging the advertised product and then trying to sell you a higher-priced item; and failure to provide sufficient quantities of an advertised product to supply reasonably expected demand.
• Failing to deliver, at the time of installment sale of goods or services, a written order, contract, or receipt setting forth:
  1. The name and address of the seller:
  2. The name and address of the organization which the seller represents;
  3. All the terms and conditions of sale, including a description of the goods or services sold, stated in readable, clear, and unambiguous language.
• Failing to make full disclosure of credit conditions as required by the Colorado Uniform Consumer Credit Code.
• Setting up of referral sales prior to or at the time of purchase.
• Failure to inform you on the credit contract of your right to cancel, within three business days, two special kinds of contracts:
  1. The Home Solicitation Sale;
  2. Sales involving a security interest in your home as collateral.
• Making false or misleading statements of fact about:
  1. The price of goods or services;
  2. The reason for price reductions.
• Soliciting for "pyramid" promotional schemes.
• Offering for sale an article knowing that the identification (serial) number thereon is obscured or altered.
• Using false weights or measures.
• Offering for sale less than the represented quantity on the package of any commodity.
• Selling land twice.
• Failure of a hearing aid dealer to cancel a purchase when asked to do so within 30 days of the delivery date.
• Failure of a dance studio to allow a purchaser to cancel a contract at any time.
• Failure of a health club to allow a new member to rescind his membership contract within 3 days, and the sale of a membership contract longer than 2 years.
• Failure to allow the purchaser of a time-share condominium to rescind the sale within 5 calendar days, and failure to refund any down payment within 7 days of such rescision.